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Mortgage Checklist

There are a few items we will need from you to get started with the process of approving your loan.  Please don’t let the list below intimidate you; we try to be thorough so we can guarantee your loan approval and close your escrow quickly.  The sooner we have these documents the faster we can close your loan.

FILL OUT A LOAN APPLICATION

This is the very first step.  The easiest way to do this is to press ‘Apply Now’ on the home page. Please include as much personal and employment information as you can to help speed the process along.  To save time, you can ballpark the numbers in the “Assets” and the “Liabilities” section of the application. We will be able to get all the specifics from your bank statements and your credit report.  If you would prefer to do this over the phone we can arrange for a time to do that as well.

INCOME DOCUMENTATION

Last 2 years personal Federal 1040 tax returns (with all schedules attached)

Last 2 years W-2s, and/or K-1s

For income earned as an employee:

Last two concurrent paystubs showing YTD totals

Contact name and number/email address for an HR or Payroll department representative to verify employment.

For self-employment income:

Last 2 years Federal tax returns for the business (Forms 1120s or 1065)

Current year-to-date P&L Statement and Balance Sheet for current year

For retirement income:

Any Social Security, pension, disability, or VA benefit award letters, etc. (if applicable)

ASSET DOCUMENTATION

Complete personal bank statements for the past two months. Please include all numbered pages, even if ‘intentionally left blank’. (NOTE: Corporate/business accounts with business names on the statement may not be useable without proper documentation from your CPA.)

  • Personal checking accounts

  • Personal savings accounts

Investment account statements for the past two months, or the last quarterly statement

LIABILITY DOCUMENTATION

Your last mortgage statement for all mortgages (or equity lines) on properties currently owned

Home insurance policy information (Policy declarations page) for all properties owned

Copy of the HOA bill for your current property (if applicable)

  • Company State Licenses
  • Privacy Policy

Priority Home Mortgage is a dba of PFN Lending Group, Inc., an Equal Housing Lender. Corporate Location: 5016 N. Parkway Calabasas, Suite 200, Calabasas CA 91302. NMLS ID #103098. Please visit NMLS Consumer Access ( www.nmlsconsumeraccess.org) for detailed licensing information. Licensed by the CA Department of Business Oversight under the California Finance Lender Law #60DBO78997 and CA Department of Real Estate DRE#01273595, Georgia Residential Mortgage Licensee #59742; NV Broker #4695; AZ BK #919889; OR #ML-4013. Regulated by the CO Division of Real Estate #CF-99035. Illinois Residential Mortgage Licensee. Kansas Licensed Mortgage Company. Texas Principal Location: 21818 Hwy 71 West Suite 102, Spicewood, TX 78669. Click Here for TX Complaint Recovery Fund Notice. Licensed by The Department of Financial Protection and Innovation under the California Finance Lenders Act.

3333 Grand Ridge Dr NE, Ste B

Grand Rapids, MI 49525

Priority Home Mortgage is a dba of PFN Lending Group, Inc., an Equal Housing Lender. Corporate Location: 5016 N. Parkway Calabasas, Suite 200, Calabasas CA 91302. NMLS ID #103098. Please visit NMLS Consumer Access ( www.nmlsconsumeraccess.org) for detailed licensing information. Licensed by the CA Department of Business Oversight under the California Finance Lender Law #60DBO78997 and CA Department of Real Estate DRE#01273595, Georgia Residential Mortgage Licensee #59742; NV Broker #4695; AZ BK #919889; OR #ML-4013. Regulated by the CO Division of Real Estate #CF-99035. Illinois Residential Mortgage Licensee. Kansas Licensed Mortgage Company. Texas Principal Location: 21818 Hwy 71 West Suite 102, Spicewood, TX 78669. Click Here for TX Complaint Recovery Fund Notice. Licensed by The Department of Financial Protection and Innovation under the California Finance Lenders Act.