Mortgage
Why You Need Your Own Real Estate Agent in Your Corner: A Homebuyer’s Guide
The house hunt is thrilling, but navigating the complexities of buying a home can feel overwhelming. That’s where your own real estate agent comes in – your trusted advisor and champion throughout the entire process. Here’s why having your own agent is the smartest decision you can make: 20 Reasons Why You Need Your Own…
Read MoreDecoding the Mystery: Why Online Rates can Differ From What You are Quoted by your Lender
Ever browsed online for mortgage rates and felt a tad confused? You see enticing numbers and national averages, but the quote you receive from from your lender seems different. This can leave you wondering, “What’s the real story?” The truth is, those online rates are like movie trailers – attention-grabbing, but not the whole picture.…
Read MoreUnderstanding Seller Concessions
Congratulations! You’ve found your dream home and are ready to make an offer. But before you solidify the deal, let’s talk about seller concessions, also known as ‘Interested Party Contributions’. These can be a game-changer, helping you save money on upfront costs and making homeownership more attainable. So, what exactly are seller concessions? In simpler…
Read MoreEnsuring a Smooth Loan Process: Property Requirements for FHA, VA, and USDA Loans
Congratulations on taking a step towards homeownership! Securing the perfect financing solution is crucial, and FHA, VA, and USDA loans offer attractive options for many homebuyers. However, each program has specific property requirements that must be met for loan approval. This guide explores these key requirements, ensuring you find a dream home that meets both…
Read MoreGlossary of Mortgage Terms
Navigating the world of mortgages can be daunting, but fear not! Our comprehensive glossary serves as your beacon of clarity, demystifying complex terms and concepts to help you make informed decisions. Whether you’re a first-time homebuyer, refinancer, or seasoned investor, our curated resources empower you to navigate the twists and turns of the mortgage landscape with confidence.
Read MoreDecode the Jargon: A First-Time Homebuyer’s Guide to Real Estate Listing Abbreviations
If you’ve been combing through real estate listings shopping for your first house, chances are good you got confused trying to decipher some of the abbreviations in the listing. BICC? FSBO? HWF? How are you supposed to know those abbreviations mean the home has hardwood floors and built-in China cabinets, and that it’s for sale…
Read MoreCommon Home Inspection Issues
When buyers see long home inspection reports, it might seem overwhelming, but not everything listed is a huge problem. It’s essential to know which issues are critical and which ones aren’t. Don’t Panic Over That Inspection Report! Here’s What It Really Means A home inspection’s outcome can significantly affect a home sale. If buyers get…
Read MoreHome Financing FAQs
Whether you’re buying your first home or your tenth, it’s likely that you have at least some questions about home financing. At , we love helping local clients get informed about their mortgage options, so they can achieve their dreams and save big long-term. Read on to learn more about some home financing FAQs we…
Read MoreFixed and Adjustable Rates: What You Need to Know
In this week’s blog from , we’ll explore fixed and adjustable rates and what they mean for borrowers in the short and long term. Read on to learn more and please contact us to schedule a complimentary consultation or get a quote today. Fixed-Rate Mortgages Fixed-rate interest for a mortgage means you’ll pay the same…
Read MoreWhat Are Closing Costs?
This week, we’ll explore the different costs you’ll encounter when you sign final documentation to secure your loan and purchase your new home. These closing costs are as widely varied in cost and item as the types of mortgages available to homeowners today. For a more detailed look at what you can expect to pay…
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