When buying or selling a home, you might wonder: Is a real estate agent’s commission worth it? The 5-6% commission can seem like a big expense, but the value of real estate agents is undeniable. From expert negotiations to streamlining complex processes, agents save you time, money, and stress—whether you’re in West Michigan, metro Detroit, or anywhere across the U.S. At Priority Home Mortgage, we serve clients nationwide, and we’re here to show why that commission is a smart investment.

What Does a Real Estate Agent Do?

A real estate agent is your partner in the home buying or selling process, offering:

• Market Analysis: Pricing your home accurately or finding properties that fit your budget.
• Negotiation: Securing the best deal, whether you’re bidding on a home in Grand Haven or selling in Lansing.
• Paperwork: Managing contracts, disclosures, and deadlines to ensure compliance.
• Coordination: Handling inspections, appraisals, and closing details.

Across Michigan, from West Michigan’s vibrant suburbs to Ann Arbor’s competitive market, agents’ local expertise makes all the difference.

The True Cost of Going Solo

Skipping an agent might seem like a way to save, but it’s risky. Here’s why:

• Mispricing: Sellers may underprice, losing thousands, or overprice, deterring buyers. Buyers might overpay without guidance.
• Legal Risks: Contracts are tricky. A missed disclosure could lead to legal issues or delays.
• Lost Opportunities: Agents access off-market listings or upcoming properties you’d miss alone.

For example, a seller in West Michigan bypassing an agent might undervalue their home by $20,000—far more than the commission.

How Agents Save You Money

Agents often save you money through:

• Negotiation Skills: They secure lower purchase prices or higher sale prices. In Michigan’s hot markets, like West Michigan or metro Detroit, saving $10,000 is a big win.
• Market Knowledge: They spot trends, like rising values in Kalamazoo, helping you buy low or sell high.
• Connections: Agents link you with trusted professionals, avoiding costly errors.

If an agent negotiates a $5,000 better deal on a $250,000 home, their commission pays for itself.

The Commission Structure Explained

Let’s clarify real estate agent fees:

• Rate: Typically 5-6% of the sale price, split between buyer’s and seller’s agents.
• Who Pays: Sellers usually cover it, meaning buyers often pay nothing extra.
• Value: Studies show agents help sellers net 10-20% more than For Sale By Owner (FSBO) deals.

In Michigan, where homes in areas like West Michigan sell quickly, an agent ensures you don’t leave money on the table.

Why Agents Matter Across Michigan

Michigan’s housing market is diverse, from West Michigan’s family-friendly neighborhoods to Detroit’s urban resurgence. Agents understand:

• Local trends, like high demand in Holland or affordability in Saginaw.
• Regional regulations, such as Michigan’s disclosure laws.
• Market dynamics, like multiple-offer scenarios in competitive areas.

Nationwide, agents adapt to any market, making them invaluable wherever you are.

Choose the Right Agent for You

Look for an agent with:

• Market Expertise: Knowledge of your area, whether West Michigan or beyond.
• Proven Results: Strong reviews or references.
• Clear Communication: Someone who keeps you in the loop.

Priority Home Mortgage can connect you with top agents across Michigan and nationwide.

Ready to Make Your Move?

The benefits of using a real estate agent far outweigh the commission, delivering savings and peace of mind. Whether you’re buying or selling in West Michigan, across the state, or beyond, Priority Home Mortgage partners with trusted agents to make your transaction seamless.

Contact us at by email or call (616) 951-1561 to get started. Your perfect home—or buyer—is waiting!

Disclaimer: Information provided is for educational purposes. Consult a real estate professional for personalized advice.