Grand Rapids, Michigan · NMLS #103098

A mortgage is a big deal.
Your lender should be a person.

Name: Priority Home Mortgage
Address: 3333 Grand Ridge Dr NE, Suite B, Grand Rapids, MI, 49525, US
Telephone: (616) 951-1561

Priority Home Mortgage is a direct mortgage lender in Grand Rapids, Michigan, with in-house underwriting. We're a local team of loan advisors, not a call center or a portal. We walk you from first question to closing day, and you'll have our cell numbers the whole way. And if you don't fit the standard box, we carry one of the largest lineups of non-QM and alternative programs anywhere.

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These nine people are the whole company. Meet them →

Loan options

The programs we use most

3% down
Conventional loans
What a conventional loan is, 2026 conforming limits, PMI rules, credit and down payment requirements, and how it compares to FHA.
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3.5% down
FHA loans
FHA loan requirements for 2026: 3.5% down, credit from 580, loan limits, MIP costs, and an honest FHA vs. conventional comparison.
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$0 down
VA loans
VA loan benefits for 2026: zero down, no monthly mortgage insurance, funding fee tables, eligibility rules, and honest trade-offs.
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Alternative income options
Non-QM loans
What non-QM mortgages are, who they're built for (self-employed, investors, recent credit events), and what they cost versus conventional.
Read the guide →
Up to $10,000
Down payment assistance
How down payment assistance works: Michigan's MSHDA MI 10K DPA, grants, forgivable and deferred seconds, and who qualifies in 2026.
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Rate, term, or cash out
Refinance
How refinancing your mortgage works, when it makes sense, what it costs, and how to run the break-even math before you commit.
Read the guide →

See all 19 loan programs →

How we work

The Perfect Loan Process

1 Talk it through

A real conversation about your situation: income, credit, timeline, goals. Five to ten minutes, and you'll know exactly where you stand.

2 Get a plan, not a pitch

We map the programs that fit, show you real numbers side by side, and tell you plainly when waiting is the smarter move.

3 Close without surprises

One team handles your file start to finish, and yes, the processing side has a nearly perfect process of its own. You'll know what's happening at every step, before you have to ask.

Client reviews

Matthew and Jennifer did an outstanding job helping us to secure our mortgage! I felt like I was working with the dream team every step of the way! 10/10 would highly recommend!!

Jonathon, public Google review, December 2024

One of more than 150 five-star Google reviews. Read client reviews, word for word →

Close with us, move with our free trailer

Every buyer who closes with Priority Home Mortgage gets our 10-foot enclosed moving trailer free for their move. Local non-profits can borrow it too.

How the trailer program works

Do your homework

Guides our clients actually use

Your Guide to a First-Time Homebuyer Mortgage in Grand Rapids
HomeReady and Home Possible side by side: 3% down, 80% AMI income limits, cancelable mortgage insurance, and how assistance progra…
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What Are Closing Costs and How to Prepare
Closing costs run 2-5% of your loan amount. What each fee covers, who pays what in Michigan, and how to budget, negotiate, or fina…
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Understanding Seller Concessions
Seller concessions explained: what they can cover, the FHA/VA/USDA/conventional limits by program, and how to negotiate them into …
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Ensuring a Smooth Loan Process: Property Requirements for FHA, VA, and USDA Loans
The property standards FHA, VA, and USDA appraisers check — safety items, roof life, well and septic distances — and the extras VA…
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All articles & guides → · Mortgage glossary → · FAQ →

Rooted in West Michigan

We live where you're buying

Our office is on Grand Ridge Drive in Grand Rapids, and our county guides are built from providers we actually call and verify. Use what we know.

Kent County
Kent County resource guide
Utilities, schools, PRE deadlines, and move-in checklists for the Grand Rapids area, verified by hand.
Open the guide →
West Michigan
Local resources
The practical stuff nobody hands you at closing: where to set up service, register, and get help.
Browse resources →

About Priority Home Mortgage

Priority Home Mortgage is a direct mortgage lender based in Grand Rapids, Michigan. We underwrite in house rather than sending files out, which is why we can answer questions about your loan ourselves instead of waiting on someone else. Our office is at 3333 Grand Ridge Dr NE, Suite B, Grand Rapids, MI 49525, and the phone number is (616) 951-1561.

We write conventional, FHA, VA, USDA, jumbo and reverse mortgages, plus one of the largest lineups of non-QM and alternative documentation programs available anywhere, for both purchases and refinances. Licensed to lend in 41 states through PFN Lending Group, Inc., with branch teams serving Michigan, Florida, Colorado, Tennessee, and North Carolina.

Priority Home Mortgage is a dba of PFN Lending Group, Inc. NMLS #103098. Priority Home Mortgage (NMLS #103098) is a Grand Rapids, Michigan direct lender and a dba of PFN Lending Group, Inc. We are not affiliated with Priority Home Mortgage, L.P. (NMLS #311939) of Austin, Texas.

The team on your file

Nine people. No phone tree.

A loan advisor and a processor own your file from application to closing day, and you get their direct numbers. Call (616) 951-1561 and a human answers.

Get a Quote Meet the team